A gift of retirement plan assets can be a surprisingly easy way to reduce potentially very high taxes and provide support to Friends of Yad Sarah.

A Gift Of Retirement Plan Assets Could Be Right For You If:

• You have an IRA or qualified retirement plan, such asa 401(k) or 403(b).
• You do not expect to use all of your retirement plan assets during your lifetime.
• You have other assets, such as securities and real estate, that you want to pass to heirs.
• You may want to provide payments to loved ones after you are gone.
• You would like to make a bequest gift to Yad Sarah.

Option 1: Make A Tax-Free Gift With An IRA Charitable Rollover.

You can make an immediate tax-free gift by transferring up to $100,000 directly from your traditional IRA to Yad Sarah (other qualified retirement plans such as 401(k)s and 403(b)s are not eligible). You must be at least 70 ½ years old to take advantage of this opportunity.

The benefits of an IRA charitable rollover gift include:

• Satisfying the required minimum distribution.
• Avoiding income tax on IRA withdrawals.
• Supporting the important work of Yad Sarah with a tax-free gift.

Option 2: Designate Remaining Retirement Plan Assets For Friends Of Yad Sarah.

Another attractive option is to designate Yad Sarah as the recipient of some or all of what’s left in your IRA, 401(k), 403(b), or other qualified plan when it ends.

In addition to having the satisfaction of making a significant gift to Yad Sarah, your benefits include:

• Making a gift completely free of federal and state taxes that can total 37.0% or more, if your estate exceeds the applicable exemption.
• Preservation of non-retirement plan assets for family.

Option 3: Designate Remaining Retirement Plan AssetsFor A Life Income Plan.

Alternatively, you can designate that some or all of the assets remaining when your IRA, 401(k), 403(b), or other qualified plan ends be used to fund a gift arrangement that will make payments to family members or other loved ones for the rest of their lives. When the gift arrangement ends, what is left will go to Friends of Yad Sarah.

In addition to having the satisfaction of making a significant gift to Yad Sarah, your benefits include:

• Potentially saving federal and state taxes.
• Preserving non-retirement plan assets for family.
• Providing payments to family or other loved ones for life.